Debt Qualifier - Overview and Navigation

Debt Qualifier - Overview and Navigation

Debt Qualifier Overview and Navigation

Debt Qualifier provides a single point solution for loans and risk management for existing and new clients. Brokers and financial planners can choose to produce quick estimates that meet basic client requirements, or a precise list of suitable mortgage products based on detailed client information and loan requirements.

Debt Qualifier seamlessly integrates with the XPLAN Client Focus information, and the XPLAN e-Applications and CommPay modules. With Debt Qualifier, XPLAN users can analyse a client's requirements, recommend and apply for a mortgage product, and manage adviser commissions, in one continuous workflow.

 

Debt Qualifier Benefits

  • Qualification: An advanced qualification tool lets users enter basic client information to get maximum loans and product lists from supported lenders. Product and comparison reports for clients can also be generated. The unique AAPR rate provides a true rate based on the exact loan amounts and splits that the client requires. Up-to-date lender documents and forms are available for printing on demand.
  • Rate & Product Data: All rate and product data is maintained and continually updated. As a web based platform, you receive data updates and new system features and enhancements automatically.
  • Online Loan Submission: Debt Qualifier can interface with the e-Applications module of XPLAN for electronic loan submissions. Information entered into Debt Qualifier populates the e-Application, removing the need to double-handle the data.
  • Reporting: Debt Qualifier contains a number of standard reports, providing information on the business operations of the user. Many reports allow brokers to add narrative sections to meet future compliance and regulation requirements. You can also automatically generate an FBC (Finance Brokers Contract) document.
  • Statement of Advice: The Debt Qualifier tool is easily integrated into the Statement of Advice (SOA) process, allowing you to produce a compliant SOA covering all aspects of the reasonable basis of your mortgage advice.

 

Key Features of Debt Qualifier

  • Single point solution for loans and risk management
  • Seamless integration with XPLAN’s Client Focus information
  • Advanced qualification tools
  • Supports online loan submissions
  • Product comparison reports for clients
  • Up-to-date rate and product data, and lender documents
  • Easily integrates into the Statement of Advice process
  • Access on any device

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